It's a Seller's Market - Really it is.

When the amount of houses for sale can be sold in less than six months, at the current rate of sales, it's a seller's market.
The Central Florida area does indeed have less than six months of inventory for sale.
That is because the supply of homes for sale has dropped by 39% from Sept 2010 to Sept 2011.
See the numbers from the Orlando Area Board of Realtors here.

With all the foreclosures and short sales, how can that be?

Robo-signing.

During the boom the banks packaged, sold and re-sold thousands of mortgages at a time.
And then the bottom fell out.
Millions of people were being foreclosed on but come to find out the banks could not prove who actually owned the mortgage.
The banks then hired a company that magically was able to find the mortgage paper work.
Busted.
The company that the banks hired was involved in a massive fraud.
The banks had to yank many of their properties off the market.
That is why we have 39% less houses for sale in Central Florida.
60 Minutes did a story on the robo-signing fraud here.

Just in the last week, I had two buyers that didn't act fast enough, believing we were in a buyers market, and they lost their homes.

If you are thinking of buying and find a house that you want, don't wait.
The demand has gone down slightly, but the supply is way down.

Plus interest rates are just off their all time low of 3.99%
That's right, a 30 year fixed loan (with 20% down) last week was 3.99%

Curious? Take a look at what is for sale in Central Florida at my website www.TomLundy.com


Thinking of buying or selling?
I'll get you there.
Call or email for a free, confidential consultation.

407-392-1875
Tom@TomLundy.com

New nanoparticle fights cardiovascular plaque

(Nanowerk News) Scientists and engineers at UC Santa Barbara and the Burnham Institute for Medical Research have developed a nanoparticle that can attack plaque—a major cause of cardiovascular disease. The new development is described in a recent issue of the Proceedings of the National Academy of Sciences (Targeting atherosclerosis by using modular, multifunctional micelles).

Read the rest of the article here

Fractals 101

From the best pop CD ever recorded

A live version of the title track from the best pop CD ever recorded. 

A New Flame by Simply Red.

Nutritional Supplements for Optimum Health by Donald W. Miller, Jr., MD

I guess a hat tip justifies a blatant theft of content.
From one of the best web sites on the web, www.lewrockwell.com

The whole shooting match, where to get them and all.

http://www.lewrockwell.com/miller/miller28.html

Avoid Flu Shots, Take Vitamin D Instead

Good reads on vitamin D, which, come to find out, is not really a vitamin at all.

Avoid Flu Shots, Take Vitamin D Instead
by Donald W. Miller, Jr., MD
http://www.lewrockwell.com/miller/miller27.html


Vitamin D in a New Light
by Donald W. Miller, Jr., MD
http://www.lewrockwell.com/miller/miller25.html


A great audio interview of Dr. Miller covering several topics is here.
http://www.lewrockwell.com/podcast/?p=episode&name=2008-11-09_063_vicious_vaccines.mp3


Dr. Donald Miller is a cardiac surgeon and Professor of Surgery at the University of Washington in Seattle.

Clint Black w/ Steve Wariner

Game 7 ALCS

On to the World Series!

What a Game!

Game 3 ALCS - Red Sox vs Rays.
Rock concert loud for 5 1/2 hours.
We make it to the World Series, I'm taking ear plugs.
Click on picture to enlarge.

Our Travel Map

1. Kobe, Japan


2. Mito, Japan

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Cut your A/C Costs by 10% - 15%

Kobe, Osaka, Kyoto and Hiroshima

I've lost my muse.

This is our second trip to Japan. See our first trip here.

House to hotel ... 30 hours.
Because of the hurricane we went through Newark instead of Houston. We flew a couple of hours over Russian air space and saved a little time. One world.
Two pluses about the long flight from Newark, no one in the seat between us and each seat had had its’ own video screen. I watched the first five episodes of “Entourage”, 3 episodes of “Pushing up Daisies” or something to that effect and 3 movies.
The wife watched four chick flicks.
We purchased a 14 day Japan Rail Pass and rode the shinkansen (bullet train) from Tokyo to Kobe. About 3 hours. There is something exciting about riding a train going 150-175 mph.
We arrived after dark at the hotel and stayed in the room that night.

The next day we explored Kobe.
Kobe. 1.5 million people and they're all out and about.
Americans have been criticized for being a shallow consumer driven society.
We’re just a bunch of pikers.
Granted most of the criticism comes from the anti achievement crowd but I’ll use any excuse to slam them.
Japan is supposed to be in a recession that has lasted for years. I saw exactly zero evidence of a recession. From what I could tell the place was booming.
It is amazing how much of the country is underground. Tokyo station has 5 levels underground.

Day 1 - Kobe

Kobe is a long thin city, sandwiched between Osaka Bay and the mountains.
At the edge of the horizon is a man made island made for the Kobe airport.
Just how many loads of fill is that?
Click on the picture to enlarge.

The Fixx

Another great concert by The Fixx last month. We ran into Laurel, who joined the wife and me.
A great concert, free specialty drinks and then we ate at The Kitchen, downstairs at the hotel.
A good time was had by all and the good wife had to drive home.

Just a fun video